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About this file

Kakeibo is the Japanese way of keeping a household budget by hand: you decide what you can spend before the month begins, write down every purchase in one of four categories (needs, wants, culture and unexpected), and look back at the end of the month. A page at the front explains it in three steps and lists the four kakeibo questions.

Each month opens with a spread. The left page lists your income and your fixed costs, each with a total. The right page sets your savings goal and what it is for, works out what you have to spend (income, less fixed costs, less savings), shares it between the four categories, and leaves lines for notes.

Then comes a ledger page for every week of the month (weeks start on Monday and stay within the month), with a column for each category, a column for the date and one for the item, a week-total row, and a box under every day to tick when you spent nothing. A month review compares budget, spending and the difference for each category, sums up income, fixed costs, spending and savings, and asks four questions: did I reach my savings goal, what money was well spent, what could I have done without, and what will I do differently next month. At the front, a savings goal for the year with a month-by-month savings log; at the back, a yearly summary and a year in review.

Includes 2027, 2028, 2029 and 2030 editions and an undated edition. Each dated edition follows the techo year: it starts in December of the year before (the 2027 edition runs from December 2026 to December 2027) and every week runs Monday to Sunday. No holidays are printed; every day has a small box instead, to mark whatever matters to you. The undated edition has the same pages with write-in months and dates: 12 months, each with five weekly ledger pages.

Every file comes in English and in English with Japanese: in the en-ja files each label carries its Japanese beside the English, set smaller and lighter (MON 月, Notes メモ), and each month also shows its traditional name, such as 師走 for December. Set in Instrument Serif and Instrument Sans, with Noto Sans JP and Shippori Mincho for the Japanese, in a deep indigo ink (never black) with hairline rules in pale indigo. Saturdays are indigo and Sundays vermilion, as on Japanese calendars, and each month has its own small seasonal sprig, from plum blossom in January to nandina berries in December.

You get 40 PDFs, one for each edition, language and size and each sheet layout, plus a one-page how-to-print guide and the font licence. Sizes: A5 148 × 210 mm (5.83 × 8.27 in) and A6 105 × 148 mm (4.13 × 5.83 in); each PDF page is one planner page at its finished size. Page counts are the same in both sizes and both languages: 2027 edition 109 pages; 2028 edition 109 pages; 2029 edition 109 pages; 2030 edition 109 pages; undated edition 101 pages. The A6 pages also come laid out on A4 and on US Letter sheets (2 to a side), with crop marks, in cut-and-stack order and ready to print double-sided: print, cut the stack along the marks, and pile the stacks in order.

How to print: print at Actual size (100 %) on A4 or US Letter, one page to a sheet, and trim; the guide gives the trim distances for both papers, and how to use the sheet files. Spreads always begin on an even page, so pages printed double-sided and stacked in order open as spreads. The pages are light on ink: fine pale lines and small accents.

What you download

42 files · 14.3 MB · TXT, PDF

Every edition is included. 2027, 2028, 2029, 2030 and undated editions · English and English + 日本語 · A5, A6, A6 on A4 sheets and A6 on US Letter sheets

Year
Language
Size
  • 2027
  • kakeibo-budget-planner_2027_en_a5.pdf339 KB · English · A5 PDF
  • kakeibo-budget-planner_2027_en_a6.pdf336 KB · English · A6 PDF
  • kakeibo-budget-planner_2027_en_a6-on-a4.pdf306 KB · English · A6 on A4 sheets PDF
  • kakeibo-budget-planner_2027_en_a6-on-letter.pdf305 KB · English · A6 on US Letter sheets PDF
  • kakeibo-budget-planner_2027_en-ja_a5.pdf490 KB · English + 日本語 · A5 PDF
  • kakeibo-budget-planner_2027_en-ja_a6.pdf486 KB · English + 日本語 · A6 PDF
  • kakeibo-budget-planner_2027_en-ja_a6-on-a4.pdf378 KB · English + 日本語 · A6 on A4 sheets PDF
  • kakeibo-budget-planner_2027_en-ja_a6-on-letter.pdf377 KB · English + 日本語 · A6 on US Letter sheets PDF
  • 2028
  • kakeibo-budget-planner_2028_en_a5.pdf338 KB · English · A5 PDF
  • kakeibo-budget-planner_2028_en_a6.pdf335 KB · English · A6 PDF
  • kakeibo-budget-planner_2028_en_a6-on-a4.pdf305 KB · English · A6 on A4 sheets PDF
  • kakeibo-budget-planner_2028_en_a6-on-letter.pdf305 KB · English · A6 on US Letter sheets PDF
  • kakeibo-budget-planner_2028_en-ja_a5.pdf488 KB · English + 日本語 · A5 PDF
  • kakeibo-budget-planner_2028_en-ja_a6.pdf485 KB · English + 日本語 · A6 PDF
  • kakeibo-budget-planner_2028_en-ja_a6-on-a4.pdf377 KB · English + 日本語 · A6 on A4 sheets PDF
  • kakeibo-budget-planner_2028_en-ja_a6-on-letter.pdf376 KB · English + 日本語 · A6 on US Letter sheets PDF
  • 2029
  • kakeibo-budget-planner_2029_en_a5.pdf340 KB · English · A5 PDF
  • kakeibo-budget-planner_2029_en_a6.pdf336 KB · English · A6 PDF
  • kakeibo-budget-planner_2029_en_a6-on-a4.pdf306 KB · English · A6 on A4 sheets PDF
  • kakeibo-budget-planner_2029_en_a6-on-letter.pdf306 KB · English · A6 on US Letter sheets PDF
  • kakeibo-budget-planner_2029_en-ja_a5.pdf490 KB · English + 日本語 · A5 PDF
  • kakeibo-budget-planner_2029_en-ja_a6.pdf487 KB · English + 日本語 · A6 PDF
  • kakeibo-budget-planner_2029_en-ja_a6-on-a4.pdf378 KB · English + 日本語 · A6 on A4 sheets PDF
  • kakeibo-budget-planner_2029_en-ja_a6-on-letter.pdf377 KB · English + 日本語 · A6 on US Letter sheets PDF
  • 2030
  • kakeibo-budget-planner_2030_en_a5.pdf338 KB · English · A5 PDF
  • kakeibo-budget-planner_2030_en_a6.pdf335 KB · English · A6 PDF
  • kakeibo-budget-planner_2030_en_a6-on-a4.pdf306 KB · English · A6 on A4 sheets PDF
  • kakeibo-budget-planner_2030_en_a6-on-letter.pdf305 KB · English · A6 on US Letter sheets PDF
  • kakeibo-budget-planner_2030_en-ja_a5.pdf488 KB · English + 日本語 · A5 PDF
  • kakeibo-budget-planner_2030_en-ja_a6.pdf485 KB · English + 日本語 · A6 PDF
  • kakeibo-budget-planner_2030_en-ja_a6-on-a4.pdf377 KB · English + 日本語 · A6 on A4 sheets PDF
  • kakeibo-budget-planner_2030_en-ja_a6-on-letter.pdf376 KB · English + 日本語 · A6 on US Letter sheets PDF
  • Undated
  • kakeibo-budget-planner_undated_en_a5.pdf269 KB · English · A5 PDF
  • kakeibo-budget-planner_undated_en_a6.pdf266 KB · English · A6 PDF
  • kakeibo-budget-planner_undated_en_a6-on-a4.pdf254 KB · English · A6 on A4 sheets PDF
  • kakeibo-budget-planner_undated_en_a6-on-letter.pdf253 KB · English · A6 on US Letter sheets PDF
  • kakeibo-budget-planner_undated_en-ja_a5.pdf413 KB · English + 日本語 · A5 PDF
  • kakeibo-budget-planner_undated_en-ja_a6.pdf410 KB · English + 日本語 · A6 PDF
  • kakeibo-budget-planner_undated_en-ja_a6-on-a4.pdf319 KB · English + 日本語 · A6 on A4 sheets PDF
  • kakeibo-budget-planner_undated_en-ja_a6-on-letter.pdf319 KB · English + 日本語 · A6 on US Letter sheets PDF
  • All years
  • FONT-LICENCE.txt6 KB TXT
  • how-to-print.pdf41 KB PDF

Details

Type
Single file
Formats
PDF
Licence
Standard — covers paid work

What the licence allows

Standard licence
  • Use it in your own projects and in work you are paid for.
  • Print it as often as you like, for yourself or for a client.
  • Change it, crop it, recolour it, and combine it with other work.
  • Keep using it after you stop buying from us. The licence does not expire.
  • Resell or give away the file itself, or a lightly changed version of it, as a digital product.
  • Share your download link or your account.
  • Register it, or anything substantially it, as a logo or trademark.
  • Put it into a dataset used to train a model.
The full licence

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Shelves
PrintablesPlanners, diaries, trackers, stationery and wall art, print-ready at A4 and US Letter. 131 Art & iconsVector illustration, icon sets and line-art prints. 17 StickersDigital planner stickers, print-then-cut sheets and SVG cut files. 11 WallpapersPhone and desktop wallpapers, including calendar sets for the years ahead. 7 BrushesBrushes and stamps for drawing apps, with the sources as PNG. PatternsSeamless repeats and surface design, tileable at any scale. 34 AudioLoops, beats, ambient beds and music, mixed and mastered. 4 Sound FXInterface clicks, game sounds and foley, trimmed and normalised. 10 3DLow-poly props and modular kits as glTF, ready to drop into a scene. 39 Video FXLUTs, overlays, transitions and Lottie animations. 42 ShadersGLSL and WebGL effects you can paste into a project. 22 BundlesPacks that cross the shelves, priced below their parts. 8
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