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Four savings challenges: 100 numbered envelopes to colour, a 52-week tracker, a savings jar of 50 coins with goal lines, and a no-spend month with 31 circles and your own rules. A4 and US Letter.
A monthly budget planner: income, fixed bills, variable spending, savings and debt with totals and what's left to budget, a 30-row expense log and a year-long bill tracker. A4 and US Letter.
Eight fold-up cash envelopes, 165 x 80 mm, each with a category, budget line and a small in-out-balance log on the front, plus six insert tracker cards. Pale and calm. A4 and US Letter.
